Showing 50 of 50 states
Alabama
Alabama regulates life settlements through its Department of Insurance, which oversees licensed providers and brokers operating within the state.
Alaska
Alaska's Division of Insurance regulates life settlements within the state, requiring that providers and brokers obtain proper licensing and adhere to consumer protection standards.
Arizona
Arizona's Department of Insurance and Financial Institutions regulates life settlements under a framework designed to ensure consumer transparency and market integrity.
Arkansas
The Arkansas Insurance Department oversees life settlement activity in the state, requiring providers and brokers to be licensed and to follow established disclosure and reporting protocols.
California
California has one of the most comprehensive life settlement regulatory frameworks in the nation.
Colorado
Colorado's Division of Insurance regulates life settlements in the state, overseeing the licensing of providers and brokers and setting standards for consumer disclosures.
Connecticut
Connecticut has established a life settlement regulatory framework through its Insurance Department, which licenses providers and brokers and enforces disclosure requirements.
Delaware
Delaware's Department of Insurance regulates life settlements in the state, requiring licensure of providers and brokers and establishing standards for disclosures and transaction conduct.
Florida
Florida's Office of Insurance Regulation oversees life settlements through a well-developed regulatory framework that reflects the state's large senior population.
Georgia
The Georgia Department of Insurance regulates life settlements in the state, overseeing licensing of providers and brokers and enforcing consumer protection standards.
Hawaii
Hawaii's Insurance Division regulates life settlements under state law, requiring providers and brokers to be licensed and to comply with consumer disclosure standards.
Idaho
The Idaho Department of Insurance regulates life settlements in the state, requiring that providers and brokers obtain appropriate licenses and follow consumer protection standards.
Illinois
The Illinois Department of Insurance regulates life settlements under a framework designed to protect consumers and ensure market integrity.
Indiana
Indiana's Department of Insurance regulates life settlements in the state, requiring licensure of providers and brokers and establishing standards for consumer disclosures.
Iowa
Iowa's Insurance Division oversees life settlement activity in the state, requiring providers and brokers to obtain licensure and comply with consumer disclosure and reporting standards.
Kansas
The Kansas Insurance Department regulates life settlements in the state, requiring licensure of providers and brokers and setting standards for consumer disclosures.
Kentucky
The Kentucky Department of Insurance regulates life settlements in the state, requiring providers and brokers to be licensed and to comply with consumer disclosure standards.
Louisiana
The Louisiana Department of Insurance oversees life settlement activity in the state, requiring providers and brokers to be licensed and to follow consumer protection and disclosure standards.
Maine
The Maine Bureau of Insurance regulates life settlements in the state, overseeing the licensing of providers and brokers and enforcing standards for consumer disclosures.
Maryland
The Maryland Insurance Administration regulates life settlements, requiring providers and brokers to be licensed and to adhere to consumer disclosure standards.
Massachusetts
The Massachusetts Division of Insurance regulates life settlements in the state under a framework designed to protect consumers and ensure market integrity.
Michigan
Michigan's Department of Insurance and Financial Services regulates life settlements, requiring providers and brokers to be licensed and to follow consumer disclosure and reporting standards.
Minnesota
Minnesota's Department of Commerce oversees life settlement activity in the state, requiring providers and brokers to be licensed and to meet consumer disclosure standards.
Mississippi
The Mississippi Insurance Department regulates life settlements in the state, overseeing licensing of providers and brokers and establishing consumer protection standards.
Missouri
The Missouri Department of Commerce and Insurance regulates life settlements in the state, requiring providers and brokers to be licensed and to adhere to consumer protection and disclosure standards.
Montana
Montana's Office of the Commissioner of Securities and Insurance regulates life settlements in the state, overseeing provider and broker licensing and consumer disclosure standards.
Nebraska
The Nebraska Department of Insurance regulates life settlements in the state, requiring providers and brokers to obtain appropriate licensure and to comply with consumer protection and disclosure standards.
Nevada
Nevada's Division of Insurance regulates life settlements in the state, overseeing provider and broker licensing and enforcing consumer protection and disclosure standards.
New Hampshire
New Hampshire's Insurance Department regulates life settlements in the state, requiring licensure of providers and brokers and establishing consumer disclosure and protection standards.
New Jersey
New Jersey's Department of Banking and Insurance regulates life settlements in the state, requiring providers and brokers to be licensed and to comply with consumer disclosure and protection standards.
New Mexico
New Mexico's Office of Superintendent of Insurance regulates life settlements in the state, requiring providers and brokers to be licensed and to follow consumer disclosure standards.
New York
New York's Department of Financial Services (DFS) maintains one of the most comprehensive regulatory frameworks for life settlements in the country.
North Carolina
North Carolina's Department of Insurance regulates life settlements in the state, requiring providers and brokers to be licensed and to adhere to consumer disclosure and protection standards.
North Dakota
North Dakota's Insurance Department regulates life settlements in the state, overseeing provider and broker licensing and enforcing consumer protection standards.
Ohio
The Ohio Department of Insurance regulates life settlements in the state, requiring providers and brokers to obtain licensure and to comply with consumer disclosure and protection standards.
Oklahoma
The Oklahoma Insurance Department regulates life settlements in the state, requiring providers and brokers to be licensed and to meet consumer disclosure standards.
Oregon
Oregon's Insurance Division regulates life settlements in the state, requiring providers and brokers to be licensed and to comply with consumer disclosure standards.
Pennsylvania
Pennsylvania's Insurance Department regulates life settlements in the state, overseeing licensing of providers and brokers and enforcing consumer protection and disclosure requirements.
Rhode Island
Rhode Island's Department of Business Regulation oversees life settlement activity in the state through its Insurance Division.
South Carolina
South Carolina's Department of Insurance regulates life settlements in the state, requiring licensure of providers and brokers and setting consumer protection and disclosure standards.
South Dakota
South Dakota's Division of Insurance regulates life settlements in the state, requiring providers and brokers to be licensed and to comply with consumer protection and disclosure standards.
Tennessee
Tennessee's Department of Commerce and Insurance regulates life settlements in the state, requiring providers and brokers to be licensed and to adhere to consumer disclosure and protection standards.
Texas
Texas has a comprehensive life settlement regulatory framework under the Texas Department of Insurance.
Utah
Utah's Insurance Department regulates life settlements in the state, requiring providers and brokers to obtain licensure and to comply with consumer protection and disclosure standards.
Vermont
Vermont's Department of Financial Regulation oversees life settlement activity in the state, requiring providers and brokers to be licensed and to adhere to consumer disclosure and protection standards.
Virginia
Virginia's Bureau of Insurance regulates life settlements in the state, requiring providers and brokers to be licensed and to comply with consumer disclosure and protection standards.
Washington
Washington State's Office of the Insurance Commissioner regulates life settlements in the state, overseeing licensing of providers and brokers and enforcing consumer disclosure and protection standards.
West Virginia
West Virginia's Offices of the Insurance Commissioner regulate life settlements in the state, requiring providers and brokers to be licensed and to adhere to consumer protection and disclosure standards.
Wisconsin
Wisconsin's Office of the Commissioner of Insurance regulates life settlements in the state, requiring providers and brokers to be licensed and to comply with consumer disclosure and protection standards.
Wyoming
Wyoming's Department of Insurance regulates life settlements in the state, requiring providers and brokers to be licensed and to comply with consumer protection and disclosure standards.
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Get My Free EstimateWhat Is a Life Settlement?
A life settlement is the sale of an existing life insurance policy to a licensed third-party buyer for more than its cash surrender value.
Learn moreHow Much Can I Get?
Typical offers range from 10% to 30% of face value — significantly more than surrendering or lapsing a policy.
Learn moreIs It Legal in My State?
Life settlements are legal and regulated in all 50 states. Select your state above to view specific regulations.
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